McKinney Insurance Agency
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  Available Discounts

Auto Insurance

Type Discount Description
Auto/Home 10% Discount applies to auto when combined with home policy. (Multi-Line)
Auto/Life 5% Discount applies to all cars in household.
Auto/Home/Life 13% Discount applies to all cars in household.
Multi-Car 20% More than one car.
Anti-Theft 2-30% For vehicles with Alarm, VIN etching, etc. (applies only to Comprehensive)
Defensive Driving 10% Applies to vehicle driver is rated on. Good for 36 months from cert. date
Drivers Training 10% Under age 25, completed drivers ed. Cannot be combined with def driving disc.
Passive Restraint 15/30% Off PIP or Med coverage
Drug and Alcohol Awareness 5% Must be voluntary, approved courses only.
Prior Insurance 20% Continuous liability coverage for six months.
Academic Achievement 10% Applies to youthful drivers who are full-time students with "B" avg or better

Home Insurance

Type Discount Description
Auto/Home 15% Discount applies to home when combined with auto policy. (Multi-Line)
Monitored Alarm 10% Alarm system monitored by security co. or police dept.
New Home 8-47% Home built within last 10 years.
Roof Surfacing 4-7% Shingles meeting the impact resistance of UL Standard 2218 (30yr+)
Claims Free 5-15% Minimum 2 years claims free.
Smoke-free 1% Nonsmoker discount.
50+ 5% Must be named insured on dec page.
Home Renovation up to 47% Elec sys, plumbing, heating, a/c must all be renovated in last 6 years to get discount.
New Homes up to 47% Homes less than 9 years old.

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